Failure Can Lead To Success!
By jmh | June 20, 2007
So many of us fear failure because we take it as a reflection of our own worth and capability in life. We think that if we didn’t do well at one thing it must mean that we will never be good at it, or anything else we try for that matter. We think it means that we’re less of a person or we’re destined for a life of mediocrity. Even worse is when a failed attempt seems to reinforce the limiting messages we’ve been fed by others in our lives. “You’ll never amount to anything; I guess they were right . . .”
Tags: Financial Freedom, Money & MindTopics: Money & Mind | No Comments »
Move On - Despite the Setback!
By jmh | June 3, 2007
Dealing with setbacks is a part of life: one that can put us into a tailspin unfortunately! It’s important to be able to get back on our feet after these happen to us, right after the shock period is absorbed.
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Want to pay less interest on your credit card?
By jmh | May 29, 2007
Hot of the Press! Yes, it is true, there is a way to get lower credit card interest, a way so stunningly simple, so startlingly brilliant, it’s no wonder the financial wizards didn’t think of it sooner. So lean in close and listen up, because this stellar method for getting lower credit card interest will knock your socks off. Are you ready? Here it is: Ask!
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It’s Tax time once again!
By jmh | March 23, 2007
Just like any other year, April 15th is rapidly approaching! Are you ready?
In an effort to get ready as fast as possible, I decided to upgrade and make the switch to a newer and different personal financial software package to help me with the task. Feeling rushed, I overlooked one thing - would my bank be up for the task?
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Topics: Taxes, My Financial IQ, Money & Mind | No Comments »
What’s an Investment anyway?
By jmh | July 7, 2006
Seems like a silly question, doesn’t it? Well perhaps, but let’s talk about it anyway.
At the most basic level, an investment is anything you can put money into and (hopefully) get a profit from. Based on that definition, many things may qualify: businesses, stocks, precious metals, raw land, real estate, bonds, futures, paper, etc. – and the list goes on.
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Debt and Money Management Skills – How do you compare?
By jmh | June 30, 2006
I hope you and I fare better than our government! It is common knowledge that the United States of America has an amazing amount of national debt – no surprise there. But do you realize just how much debt we as a nation have? Check out this webpage – it’s one of the National Debt Clocks – and read on.
Frightened yet? I am! The dollar amounts listed on this page are staggering. Truth be told, I don’t even know how to count to these levels! Will we ever be able to correct this situation? Will we ever catch up with overwhelming amounts of interest payments alone? Or will be simply leave this “legacy” to our children?
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Topics: Credit, My Financial IQ | No Comments »
Are You An Active Investor?
By jmh | June 23, 2006
With the wide spread demise of traditional pension plans and the questionable future our Social Security System faces, many see the need to invest their dollars for greater returns. Let’s face it our social security system was planned as that: a system providing basic economic security and not a full retirement plan for all citizens. But, that’s another story all together (so, let me get back on track!).
Many people, by default are more or less passive investors. By that I mean that they choose from some mutual funds (very commonly) their 401K invests in. Maybe, they do some extra investing outside of work and they pick some type of mutual fund on their own. And that’s where it stops!
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Topics: Investments | No Comments »
More Documents - What Do I Do With All This Stuff?
By jmh | June 9, 2006
Feeling overwhelmed at times by all the paper in your life? Loan documents, social security documents, health documents, mortgage documents, real estate purchase documents, bank statements, credit card statements, investment records, wills and power of attorney, purchase records, business records, birth certificates, passports, military records, marriage and/or divorce papers, and the list goes on. Oh yes, let us not forget all our tax documents!
The question remains what to do with all these documents: where to store them, how to organize them, and lastly how long to keep them. Well, here are a few suggestions.
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Find YOUR Path through the Investment Maze!
By jmh | May 25, 2006
Investing … We read and hear about it daily. Many of us wonder where to start and just what to invest in. Should we simply stick money in a CD, wait and hope for the best? Or would we be better off looking for something else to do with our money (like investing)?
Well, first of all, there is saving money and then there is investing money. The difference between the two can be summed up with one word: Risk!
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Once Again, It’s Tax Time!
By jmh | April 12, 2006
April 15th is upon us, are you ready? Since the 15th falls on a Saturday this year, the due date for filing your tax return is Monday, April 17th.
Even though we have been given two extra days, time is running out! Here are 3 tips to help you get through April 15th and to get you started on the right path for next years’ taxes.
1. Just do it! No need to explain this one. Simply sit down and get started with your return. You will be amazed how quickly the task will be completed. Procrastination weighs us down and uses up energy better used elsewhere.
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Topics: Taxes | No Comments »